Do you have a new teen driver? Do you know what type of insurance coverages to get for them? We can help you figure it out!
If possible, start the process of getting your teen covered before they start driving. Additionally, it will be more cost effective for you to add your teen under your policy than getting them their own. Usually, while your teen is just on a learner’s permit, your policy covers them. However, it is best to make sure this is the case.
Once your teen has a license, it will be the most cost effective if they are the main driver of the cheapest car on your policy. Also, sometimes companies will offer discounts for students with good grades, those who complete certain courses, low-mileage, etc.
It is often recommended to get full coverage for teen drivers, which will cover most accidents. To get the best price, the best thing to do is shop insurance carriers. The rates between carriers regarding teen drivers could vary greatly.
We hope this helps as you navigate the road with your teen driver! If you have more questions, call us at 417-355-6677 or visit https://www.robbinsig.com/.